If you have been in an auto accident in Texas and would like to make an insurance claim, you will need evidence of how the accident occurred and the damage that resulted.
If the car accident involved multiple vehicles, be certain to get every other drivers’ information.
Note that under Texas law, the other drivers involved in the accident must give you this information:
After the accident, be certain that no one is injured. If anyone is hurt, immediately call 911 and get medical help for whomever has been harmed.
When you have addressed that, you should take photos of the accident to document how the accident occurred and the damage that resulted.
Very minor auto accidents in Texas do not need to be reported to law enforcement.
However, you are required by law to report it if the accident resulted in:
You should report the accident to the police and obtain a copy of the police report.
Anyone who observed the accident occurring may be a witness. You should get contact information and statements from potential witnesses that can support your claim.
Have copies of all your bills for medical care, car repairs and any other bodily injury or property damage caused by the Texas car collision.
Be careful when talking to the insurance company representative. The insurance adjuster may be personally sympathetic with your situation. But insurance companies are businesses. Lower settlements mean higher profits.
The insurance company has the right to use any statements you make against you. Do not apologize or admit fault. Do not threaten or intimidate anyone. Instead, remain calm and level-headed.
The insurance company may deny coverage, or offer a settlement that will not pay for all your bills and injuries. If they do so, you may want to speak with a Texas auto accident attorney who can put together your case with a strong presentation of the evidence.
If you have been in a vehicular collision in the Texas area, speak to a Texas car accident lawyer to understand your rights under Texas law.
A Texas auto collision attorney can help make sure you get all the money you deserve under Texas law.
Justinian & Associates is a Texas-based personal injury law firm with experience and a record of success.
Contact us for a free consultation with a seasoned Texas auto accident attorney. We will hear your story and explain your options under the law.