{"id":1051,"date":"2020-10-26T20:54:41","date_gmt":"2020-10-26T20:54:41","guid":{"rendered":"https:\/\/www.justinian.com\/?post_type=faqs&#038;p=1051"},"modified":"2022-10-10T21:52:43","modified_gmt":"2022-10-10T21:52:43","slug":"i-was-in-an-auto-accident-in-texas-with-an-out-of-state-driver-what-do-i-need-to-know","status":"publish","type":"faqs","link":"https:\/\/www.justinian.com\/es\/faqs\/tuve-un-accidente-automovilistico-en-texas-con-un-conductor-de-otro-estado-que-necesito-saber\/","title":{"rendered":"I was in an auto accident in Texas with an out-of-state driver. What do I need to know?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-texas-auto-insurance-requirements-for-out-of-state-drivers\">Texas Auto Insurance Requirements for Out of State Drivers<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>An out-of-state driver driving in Texas must have insurance coverage that meets the <a href=\"http:\/\/www.helpinsure.com\/auto\/frvp_consumer.html\" target=\"_blank\" rel=\"noreferrer noopener\">Texas minimum levels<\/a> of \u201cfinancial responsibility\u201d for their car.<\/p>\n\n\n\n<p>Transportation Code <a href=\"http:\/\/www.statutes.legis.state.tx.us\/Docs\/TN\/htm\/TN.601.htm\" target=\"_blank\" rel=\"noreferrer noopener\">section 601.072<\/a> of the Texas Motor Vehicle Safety Responsibility Act requires all owners and operators of motor vehicles in Texas to carry, as a minimum, the basic \u201c30\/60\/25\u201dcoverage. This means that all drivers have to have:<\/p>\n\n\n\n<ul class=\"check-list wp-block-list\"><li>$30,000 dollars for bodily injury to or death of one person in one accident;<\/li><li>$60,000 dollars for bodily injury to or death of two or more persons in one accident; and<\/li><li>$25,000 dollars for damage to or destruction of property of others in one accident.<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"640\" height=\"402\" src=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Texas-Auto-Insurance.jpg\" alt=\"\" class=\"wp-image-1545\" srcset=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Texas-Auto-Insurance.jpg 640w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Texas-Auto-Insurance-540x339.jpg 540w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>Sometimes auto insurance minimums are not enough to cover the cost of your injuries. That\u2019s why the Texas Department of Insurance recommends buying more liability insurance than the minimum. They point to the rising costs of vehicles and medical care.<\/p>\n\n\n\n<p>Your liability insurance doesn&#8217;t always pay to repair or replace your car or to treat your injuries. Other types of coverages such as personal injury protection, uninsured or underinsured motorist, medical payments, collision, and comprehensive &#8211; can help you pay for these expenses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-have-an-auto-accident-in-texas-with-an-out-of-state-driver\">What happens if you have an auto accident in Texas with an out-of-state driver?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"640\" height=\"283\" src=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/close-up-of-male-accountant-making.jpg\" alt=\"\" class=\"wp-image-1547\" srcset=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/close-up-of-male-accountant-making.jpg 640w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/close-up-of-male-accountant-making-540x239.jpg 540w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>Texas is an <a href=\"https:\/\/www.justinian.com\/faqs\/#how-do-i-get-my-car-repaired-after-an-austin-auto-accident-2\" target=\"_blank\" rel=\"noreferrer noopener\">at-fault state<\/a>, which means the at-fault driver is the one whose insurer pays for damages and injuries. If the accident happens in Texas, Texas law is the law that is followed. Tell your insurer and get the out-of-state-driver\u2019s insurer information. You\u2019ll file the claim against the out-of-state-driver\u2019s insurer.<\/p>\n\n\n\n<p>Sometimes, the out-of-state-driver will try to \u201cskip out\u201d on paying up. When this happens, the next step is taking legal action. There are a lot of complex issues in suing an out-of-state-driver. That\u2019s when it\u2019s time to get legal help.<\/p>\n\n\n\n<p>Also remember that if the out-of-state at-fault driver <a href=\"https:\/\/www.justinian.com\/faqs\/what-if-the-at-fault-driver-didnt-own-the-car-he-was-in\/\">didn&#8217;t own the car being driven<\/a> in a car accident, Texas has specific laws and guidelines for dealing with a situation like that.<\/p>\n<\/div>\n<\/div>\n","protected":false},"featured_media":0,"parent":0,"template":"","faq_tax":[7],"class_list":["post-1051","faqs","type-faqs","status-publish","hentry","faq_tax-trucking-accidents"],"acf":[],"x_date":"octubre 26, 2020","x_metadata":{"_yoast_wpseo_primary_faq_tax":"7","_yoast_wpseo_focuskeywords":"[]","_yoast_wpseo_keywordsynonyms":"[\"\"]","_trp_translated_slug_es_ES":"tuve-un-accidente-automovilistico-en-texas-con-un-conductor-de-otro-estado-que-necesito-saber","_yoast_wpseo_title":"I was in a Texas auto accident with an out-of-state driver. What should I know?","_yoast_wpseo_metadesc":"An out-of-state driver driving in Texas must have insurance coverage that meets the Texas minimum levels of \u201cfinancial responsibility\u201d for their car.","_yoast_indexnow_last_ping":"1665438768","_yoast_wpseo_estimated_reading_time_minutes":"","_yoast_wpseo_wordproof_timestamp":""},"_links":{"self":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faqs\/1051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/types\/faqs"}],"wp:attachment":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/media?parent=1051"}],"wp:term":[{"taxonomy":"faq_tax","embeddable":true,"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faq_tax?post=1051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}