{"id":1049,"date":"2020-10-26T20:48:59","date_gmt":"2020-10-26T20:48:59","guid":{"rendered":"https:\/\/www.justinian.com\/?post_type=faqs&#038;p=1049"},"modified":"2021-08-19T23:11:53","modified_gmt":"2021-08-19T23:11:53","slug":"what-happens-if-i-drive-without-insurance-in-texas","status":"publish","type":"faqs","link":"https:\/\/www.justinian.com\/es\/faqs\/que-sucede-si-conduzco-sin-seguro-en-texas\/","title":{"rendered":"What happens if I drive without insurance in Texas?"},"content":{"rendered":"\n<p>If you are driving without insurance, you could end up in a lot of trouble.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-texas-state-auto-insurance-requirements\">Texas State Auto Insurance Requirements<\/h2>\n\n\n\n<p>Texas state law requires drivers to have valid, current minimum liability insurance:<\/p>\n\n\n\n<ul class=\"check-list wp-block-list\"><li>$25,000 for property damage.<\/li><li>$30,000 per person\/$60,000 per accident for personal injury.<\/li><li>This insurance covers harm done to others if the insured driver causes an accident.<\/li><\/ul>\n\n\n\n<p>Drivers are not required to have insurance coverage for themselves or their own cars.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-criminal-penalties-in-texas-for-driving-without-valid-insurance\">Criminal Penalties in Texas for Driving Without Valid Insurance<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h3 class=\"wp-block-heading\" id=\"h-first-offense\">First Offense<\/h3>\n\n\n\n<p>First time offenders driving without insurance in Texas can be given a citation and penalized up to $1100:<\/p>\n\n\n\n<ul class=\"check-list wp-block-list\"><li>$175 &#8211; $350 criminal fine<\/li><li>$250 annual surcharge on their Driver\u2019s License fees for three years<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:24%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"567\" src=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-First-Offense-small.jpg\" alt=\"\" class=\"wp-image-1770\" srcset=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-First-Offense-small.jpg 1000w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-First-Offense-small-540x306.jpg 540w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-First-Offense-small-768x435.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28.3%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-Multiple-offenses.jpg\" alt=\"\" class=\"wp-image-1723\" srcset=\"https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-Multiple-offenses.jpg 1000w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-Multiple-offenses-540x360.jpg 540w, https:\/\/www.justinian.com\/wp-content\/uploads\/2020\/11\/Criminal-Penalties-in-Texas-for-Driving-Without-Valid-Insurance-Multiple-offenses-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h3 class=\"wp-block-heading\" id=\"h-multiple-offenses\">Multiple offenses<\/h3>\n\n\n\n<p>Texas drivers who are repeatedly cited for driving without insurance can receive:<\/p>\n\n\n\n<ul class=\"check-list wp-block-list\"><li>$350 &#8211; $1000 fine<\/li><li>$250 annual surcharge on their Driver\u2019s License fees for three years<\/li><li>Revoked Driver\u2019s License<\/li><li>Impounded vehicle<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-driving-with-a-revoked-driver-s-license-in-texas\">Driving With a Revoked Driver\u2019s License in Texas<\/h4>\n\n\n\n<p>If you drive with a revoked Driver\u2019s License in Texas, you could be imprisoned.<\/p>\n\n\n\n<p>Reinstating a revoked Driver\u2019s License in Texas is <a href=\"https:\/\/www.dmv.org\/tx-texas\/suspended-license.php\" target=\"_blank\" rel=\"noreferrer noopener\">difficult<\/a>. It involves completing forms and affidavits, paying fines, and appearing at a hearing. You must explain why you drive without insurance on multiple occasions, and why you should now be trusted.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-get-in-an-auto-accident-in-texas-without-insurance\">What Happens if you get in an auto accident in Texas without insurance?<\/h2>\n\n\n\n<p>Texas requires every driver to have insurance by law. If you drive without insurance in Texas, you can face <a href=\"https:\/\/www.justinian.com\/faqs\/i-dont-have-auto-insurance-what-happens-if-i-get-in-a-car-accident\">major consequences<\/a> if you are involved in an auto accident.<\/p>\n\n\n\n<p>You may have to pay for your injuries and damage to your car or other property. You also may have to pay for injuries and damage to the other driver, passengers and bystanders.<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","faq_tax":[8],"class_list":["post-1049","faqs","type-faqs","status-publish","hentry","faq_tax-auto-insurance"],"acf":[],"x_date":"octubre 26, 2020","x_metadata":{"_yoast_wpseo_primary_faq_tax":"8","_yoast_wpseo_focuskeywords":"[]","_yoast_wpseo_keywordsynonyms":"[\"\"]","_trp_translated_slug_es_ES":"que-sucede-si-conduzco-sin-seguro-en-texas","_yoast_wpseo_title":"What happens if I drive without insurance in Texas? | Justinian & Associates","_yoast_wpseo_metadesc":"Texas state law requires drivers to have valid, current minimum liability insurance. First time offenders can get a citation and be penalized up to $1100."},"_links":{"self":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faqs\/1049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/types\/faqs"}],"wp:attachment":[{"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/media?parent=1049"}],"wp:term":[{"taxonomy":"faq_tax","embeddable":true,"href":"https:\/\/www.justinian.com\/es\/wp-json\/wp\/v2\/faq_tax?post=1049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}