{"id":1048,"date":"2020-10-26T20:44:07","date_gmt":"2020-10-26T20:44:07","guid":{"rendered":"https:\/\/www.justinian.com\/?post_type=faqs&p=1048"},"modified":"2021-08-19T23:31:33","modified_gmt":"2021-08-19T23:31:33","slug":"does-my-insurance-cover-me-if-im-driving-in-states-other-than-texas-will-my-insurance-cover-me-if-i-drive-in-mexico-what-if-i-drive-to-canada","status":"publish","type":"faqs","link":"https:\/\/www.justinian.com\/es\/faqs\/mi-seguro-me-cubre-si-estoy-conduciendo-en-estados-que-no-sean-texas-mi-seguro-me-cubrira-si-conduzco-en-mexico-que-pasa-si-conduzco-a-canada\/","title":{"rendered":"Does My Texas Auto Insurance Cover Driving in Other States or Canada and Mexico?"},"content":{"rendered":"\n

Insurance Laws for Texas Drivers in other States or Canada<\/h2>\n\n\n\n
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Most auto liability policies in Texas will pay if the insured Texas driver is involved in an accident in other states or Canada.<\/p>\n\n\n\n

However, states have different requirements for the amount of coverage an auto liability insurance policy must pay. For example, state insurance regulations in Utah require more auto liability coverage for bodily injuries than Texas regulations.<\/p>\n\n\n\n

Fortunately, most insurance companies across the U.S. and Canada have reciprocity agreements with each other. So if another state requires more auto insurance, your Texas insurance company will usually raise its level of coverage.<\/p>\n<\/div>\n\n\n\n

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Your Texas Auto Insurance Policy Probably Won\u2019t Cover You In Mexico<\/h2>\n\n\n\n

Mexico doesn\u2019t recognize U.S. policies like Canada does. So unless you purchased special coverage, your insurance probably won\u2019t cover accidents you are involved in while driving in Mexico.<\/p>\n\n\n\n

If you operate a motor vehicle in Texas and will be driving in Mexico, you should obtain separate auto insurance. Most major auto insurance companies in Texas offer polices that provide liability coverage for tourists while driving in Mexico.<\/p>\n\n\n\n

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Insurance Laws for Out-Of-State Drivers in Texas<\/h2>\n\n\n\n

An out-of-state driver driving in Texas must have insurance coverage that meets the Texas minimum levels of \u201cfinancial responsibility\u201d for their car. Texas requires more coverage than many other states.<\/p>\n\n\n\n

Transportation Code section 601.072<\/a> of the Texas Motor Vehicle Safety Responsibility Act requires all owners and operators of motor vehicles in Texas to carry, as a minimum:<\/p>\n<\/div>\n<\/div>\n\n\n\n

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