{"id":1040,"date":"2020-10-26T18:48:13","date_gmt":"2020-10-26T18:48:13","guid":{"rendered":"https:\/\/www.justinian.com\/?post_type=faqs&p=1040"},"modified":"2024-01-03T17:35:40","modified_gmt":"2024-01-03T23:35:40","slug":"can-i-settle-my-case-with-the-insurance-company-on-my-own","status":"publish","type":"faqs","link":"https:\/\/www.justinian.com\/es\/faqs\/puedo-resolver-mi-caso-con-la-compania-de-seguros-por-mi-cuenta\/","title":{"rendered":"Can I Settle My Case With The Insurance Company On My Own?"},"content":{"rendered":"\n

You can always agree to settle your auto accident yourself. You can waive your right to a lawsuit and accept whatever amount of money the insurance company offers you. There are no legal limitations to doing so.<\/p>\n\n\n\n

However, if you have been injured or had your car damaged in an auto accident, there are reasons to consider having a Texas personal injury represent you when negotiating with the insurance company.<\/p>\n\n\n\n

Insurance Companies Protect Their Own Interests<\/h2>\n\n\n\n

Insurance companies are not good or bad. They are businesses.<\/p>\n\n\n\n

Like most businesses, insurance companies are driven by profit. Lower settlements mean higher profits.<\/p>\n\n\n\n

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Insurance Adjusters Try To Settle For As Little As Possible<\/h3>\n\n\n\n

When insurance companies have to pay for damage caused by their client, they will offer as little money as they can convince you to accept<\/em>. It\u2019s not personal. It\u2019s in the job description.<\/p>\n\n\n\n

Even if the insurance employee you are speaking with is personally sympathetic, the employer expects the matter to be settled quickly, for as little money as possible.<\/p>\n<\/div>\n\n\n\n

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Insurance Companies Will Try To Use Your Words Against You<\/h3>\n\n\n\n

If you speak to an insurance adjuster on the phone, the adjuster may ask a question that sounds compassionate, but is designed to make you say something that can be used against you.<\/p>\n\n\n\n

Even saying \u2018sorry\u2019 can be offered as evidence of your guilt by an insurance company attorney to reduce your settlement or even deny the claim.<\/p>\n<\/div>\n<\/div>\n\n\n\n

A Texas Personal Injury Attorney Can Protect Your Rights in the Settlement<\/h2>\n\n\n\n

Insurance companies generally offer as little as possible. In order to receive higher compensation from the insurance company, the company has to believe that you have a strong case. They know that if you file a lawsuit, the company may end up paying much more.<\/p>\n\n\n\n

When you are represented by a Texas personal injury attorney, your attorney will gather all the information to present your case. When you are represented by an attorney, the insurance company understands you mean business.<\/p>\n\n\n\n

If you choose an attorney with extensive experience and knowledge in Texas auto accident law, the insurance company will see you have a strong case. The company will usually offer you a higher settlement to avoid a lawsuit. In fact, studies show this:<\/p>\n\n\n\n

Injured Victims with Attorneys Usually Receive Much Higher Insurance Companies Settlements<\/h3>\n\n\n\n

A large study<\/a> by the auto insurance industry found that:<\/p>\n\n\n\n